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How to Make Money in "Grand Theft Auto Online"

"GTA Online" helped get me through a hard part of my life. When you spend THAT much time with a game, you can't help but write about it.

Making money in "GTA Online" doesn't need to be stressful. This guide includes all you need to start raking in the dough!

Making money in "GTA Online" doesn't need to be stressful. This guide includes all you need to start raking in the dough!

Collect cash dropped on the ground by simply walking over it.

Collect cash dropped on the ground by simply walking over it.

Making Money the Easy and Fair Way

Making money in GTA Online requires a little effort, just like in real life. Some players want to glitch, exploit, and play the mission Rooftop Rumble to death. It’s not that hard to make $100,000 in a day. Every time I hear a 12-year-old say they want to glitch money, it’s a bit of a downer. For that matter, they shouldn’t be playing this game to begin with . . . but, eh, I digress.

Finally getting tired of these issues, Rockstar released patch 1.16 which adjusted the mission payouts (again). Now, payments are given out based on how long it took to complete, how many people you played with, and the difficulty setting still counts. Thanks to this update players are less likely to want to glitch (hopefully) and more likely to play missions other than Rooftop Rumble.

The following includes some tips and tricks, so read this before you decide to give up and buy a Shark Card.

Complete Your Daily Objectives

Seriously, I can't stress it enough. There are no glitches required. If you want to make some easy money, you just play the game.

Seriously, I can't stress it enough. There are no glitches required. If you want to make some easy money, you just play the game.

Note: This article will be updated over time with any new features with money-making possibilities. Updates are added in chronological order. If you're looking for information on the latest update, please select the "find text" feature, in your chosen browser, and type in the name of the update you are looking for.

How to fix "Saving Failed: unable to connect to the Rockstar game services"

Sell a Car

This is one of the quickest ways to make money. Just steal a car, take it to any of the spray can icons on the map, and select “Sell” from the list. It’s a good idea to have a timer of some sort with you. Set the timer for 48 minutes, that’s the length of an in-game day. You can only sell a car once every 48 minutes.

Not all vehicles sell for the same amount of money. If you sell something common you won’t get more than $1,500 to $2,500 out of it. If you steal an SUV, you can get anywhere between $5,000 and $9,000 depending on which one it is. Mammoth Patriots (the one that looks like a Hummer) sell for $5,000, while Gallivanter Ballers (the ones that look like Land Rovers) sell for $9,000. Then there are Coups and certain Sedans that sell between $6,500 and $9,500.

A Bravado Gresley is only worth $2,300. (It's an SUV, but not worth your time.)

A Bravado Gresley is only worth $2,300. (It's an SUV, but not worth your time.)

The Fathom FQ 2 is worth $5,000.

The Fathom FQ 2 is worth $5,000.

Just a few vehicles that you should look out for. If you're not sure what you are driving, press down on the D-pad and the name will be on the lower right-hand corner.

CarWorth

Dundreary Landstalker

$5,800

Benefactor Schafter and Ubermacht Zion Cabrio

$6,500

Benefactor Dubsta and Albany Cavalcade

$7,000

Ubermacht Oracle and Ocelot F620

$8,000

Obey Rocoto

$8,500

Lampadati Felon and Gallivanter Baller

$9,000

Lampadati Felon GT

$9,500

If you’re at a loss on just what sells well, and what doesn’t, go to the in-game internet, go to the site “San Andreas Southern Autos” and check the prices of whatever vehicle you just stole. Not all cars are on that website, but you can use it as a guide to see which ones to not waste your time with. The garages will offer 10% of the vehicles asking price.

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If you’re looking for a particular car, I recommend driving around Vinewood Hills while in Los Santos or the bend in the freeway near Beeker’s Garage (spray can icon) in Palleto Bay. Both of these areas have a chance to spawn an expensive vehicle. Also, if you see a Sports or Supercar driving around don’t bother with it unless you want to just joyride in it. The game won’t let you sell NPC Sports or Supercars, or put them in your Personal Garage. If it’s sold on the Legendary Motorsport website, you can’t do anything monetary with it.

The Ocelot Jackal is worth $6,000.

The Ocelot Jackal is worth $6,000.

The Benefactor Schafter is worth $6,500. (It's also worth keeping.)

The Benefactor Schafter is worth $6,500. (It's also worth keeping.)

Unique Sentinel XS Method

Selling Gang Cars

In addition to standard vehicles, there are gang-affiliated vehicles that spawn in certain places at a certain time of the day.

There are several types of gang cars that have different values.

Gang CarWorth

Mananna

$7,520

Hardtop Tornado

$8,050

Buccaneer

$9,875

Convertible Tornado

$12,575

Peyote

$12,940

As you can see from the list above, some of these cars can be skipped entirely, since you will get more money from selling a Gallivanter Baller or Ubermacht Oracle than you could get from a Hard Top Tornado or Manana. So go ahead and be picky. The reason these vehicles have extra value is that they have more modifications than their normal versions. If you want to keep one in your Personal Garage you can. I recommend the Peyote since driving it you will have a greater chance of making one spawn, thus making more money.

The Vagos (yellow) and Families (green) gang cars spawn the most. Be ready with Snacks open in your Inventory because Vagos gang members will shoot you once you get behind the wheel of one of their cars. A full bar of Armor is also a good idea. Families gang members usually don't shoot at you once you steal their car unless one of their crew members is the one driving. The Ballas (purple) car is parked in the Grove Street coda-sack. If you don’t want to kick the hornet’s nest by jumping right into the car; you can follow the gang member, who gets in to drive it, out of the area before stealing it.

You can store as many gang cars as you want to then sell later. The best time to go hunting for them is between 18:00 and 06:30. Gang cars do appear outside of these times, but only the Vagos and Unaffiliated ones seem to appear in broad daylight from my experience.

Delivering Cars to Simeon

Once a day (meaning every 24 real-time hours), Simeon will send you a text message on the in-game phone with a list of cars. There are five or six different lists, and some of the cars have more value than others. The Ocelot F620, Ocelot Jackal, Mammoth Patriot, Landstalker, etc. are the ones you want to shoot for. Any car that has a high value normally will sell for a bit more if it’s delivered to Simeon’s warehouse in good condition.

Once you have found a Simeon Vehicle you get an automatic two-star Wanted Level. Take it to any of the Los Santos Customs (LSC) in the city, and once there, Repair any damage that occurred and select any of the $700 paint jobs under Respray>Classic. Press and hold the Back/Select button and select Simeon, under Quick GPS, to place a waypoint on the warehouse. You can cut across the freeway, and through the container yard, to save time when you get to the docks.

The money he gives you depends on what kind of vehicle you delivered and how much damage there is. Once I delivered a Mammoth Patriot that was slightly damaged and it paid out $11,000. On another occasion, I delivered an Ocelot F620 in perfect condition and got $15,000. Those are the best two examples but there are other vehicles that sell for a decent amount.

(Note: This is similar but not related to the Exotic Exports list board added with the Los Santos Tuners update's Auto Shop.)

Bounties

Bounties are requested by an NPC (non-player character) for stealing a vehicle or attacking too many Gang Attacks of a certain faction. They can also be put on you by another player. The Bounty can be anywhere from $1,000–$9,000, and by calling Lester you can set Bounties with the same amounts. Except add $1,000 to the value for the service. For example, if you want to set a $6,000 bounty it will cost you $7,000.

Random NPC Bounties are based on the value of the vehicle you have just stolen, but that value is random. I once stole an Ubermach Oracle (which is worth $8,000) and only received a $2,000 Bounty from its pissed-off owner. Speaking of Bounties, if you are the frugal type, don’t set a Bounty on anyone for more than $3,000. If you don’t care about the money, set one higher.

If you can survive in Free Roam for 48 minutes, the Bounty is yours. You can really have fun with that or you could let someone kill you. If the Bounty is $6,000 or higher there is a trick to getting it easy if you don’t mind waiting. Pause the game and go to Online>Play GTA Online>Invite Only Session. It will be a lonely 48 minutes, but you can keep yourself occupied. Do some Gang Attacks, grind VIP/CEO Work (more on those in a minute), skydive, do time trials around the San Andreas freeway system and see how fast you can go? Hell, if you’re a multitasker, you can come up with something while you wait, just jiggle the Left Stick every 10 minutes so the game doesn’t kick you for being idle. Also, don’t wait in your character’s garage or apartment, it won’t work that way. There is a limit to how much money you can share with other players per day, but if you kill someone with a Bounty, give them at least 20%. It’s just a nice thing to do.

(Note: If you don't feel like doing productive stuff in real life, you can now access everything in Invite Only as of the Criminal Enterprises update. More on that below!)

  • Improving Grand Theft Auto Online
    Rockstar games has made a lot of progress through multiple updates and free DLC. The game, as of August 26th, is back on track but there is still room for improvement.

Gang Attacks

There are 50 locations around San Andreas that you can come across as you drive around. Some are right out in the open as you go about your usual routes, and there are others you have to go a little out of your way to find. Some gang locations are only active at a specific time of day. Some only have 15 gang members to defeat while others have 30. Also, depending on what Rank you are they will be well-armed, the faction you fight also factors into what weapons they use. The Lost MC, Hillbillies, Merryweather, Vagos, etc. all come with different challenges. Once all of the gang members have been dispatched you can collect up to $2,000 (at certain locations) from the supply crates.

In addition to the green crates, Merryweather Gang Attacks have their own that look like this.

In addition to the green crates, Merryweather Gang Attacks have their own that look like this.

Daily Objectives

Patch 1.21/1.07 added a new opportunity to make $25,000 and 3,000 RP every 24 hours. That has been increased to $30,000 with the Diamond Resort and Casino update. Besides netting you extra money (that is deposited directly into the bank account) it also gives you a chance to partake in activities usually neglected. Each day you get three Daily Objectives. The first one is a game a mode that everyone receives, the other two are randomized from player to player. Those two objectives can be anything from something as mundane as “Go to the Movies” to something relating to one of your businesses or organizations.

Note: Below is a list of the confusing Daily Objectives BEFORE the Casino update. I'm still in the process of investigating these since, at the time of writing this, the DLC is only a couple days old. This list will be updated over time. I also deleted all PVP related objectives from the list since Rockstar has removed those (according to the patch notes).

  • Parachute Dangerously: Jump out of an aircraft and hit A/X just before you hit the ground. You can do this over water and it still counts.
  • Go for a Round at the Shooting Range: This can be done solo or with another player. Set number of Rounds to 1. A “Round” at the Shooting Range consists of whoever wins two-out-of-three times. So if you’re playing solo you just have to play the same course twice to qualify.
  • Do a wheelie for 10 seconds: Best lace to do this is the Airport in Los Santos or the Airfield in Sandy Shores. Not all sports bikes are capable of doing a wheelie for this length of time. The Bati 80/Bati 80RR and the Sanchez are good for this (there are others these are just from my experience). Begin from one of the runways and start your wheelie almost immediately. By the time you get near the other end (depending on speed) you should have this Objective complete. To perform a wheelie pull back on the Left Stick and go easy on the acceleration.
  • Bribe The Cops Then Cause Havoc: This Objective is actually a lot simpler than the vagueness it delivers. The best thing to do is buy a bunch of explosives (Sticky Bombs, Grenades, Proximity Mines, etc.) and go to the nearest freeway. Call Lester and select "Cops Turn A Blind Eye." Once the three-minute timer appears at the lower-right side of your screen, start blowing up cars. Don't bother shooting pedestrians, just blow up vehicles until you get the notification that the Objective is complete. Sometimes the amount of vehicles you need to explode varies. Just make sure you have plenty of ordinances.
  • Complete A Versus Mission: Selecting "Quick Job>Versus Mission" will more than likely send you to an "Adversary Mode." Don't get excited; they don't count as a "Versus Mission" after the Gunrunning update. Instead, select any "Versus Mission" that requires two players and hope someone joins.
  • Participate In A Vehicle Deathmatch: As of the Arena Wars update (patch 1.46) playing one of the Arena Wars game modes seems to count as a Vehicle Deathmatch.

If you complete your Daily Objectives for seven days in a row, you receive $150,000. If you do Daily Objectives for 28 days in a row you receive $750,000. You will also earn medals to coincide with this.

Daily Objectives After the Casino Update:

The Diamond Casino and Resort update Daily Objectives have been revamped. Now listed as just Objectives in the User Interface, every player gets the same "game mode" related objective. Which now will mercifully make it easier to complete it. With change usually comes confusion so I'll try to explain these new Objectives as I find them.

  • Go Scuba Diving: If you don't already own one, you'll need a Scuba Suit saved in your Outfits, under Style in the User Interface, to do this one. Just equip the outfit and jump in the water.
  • Resupply (Business): Buying Supplies for the listed Business counts toward this Objective. However, since not all Businesses are worth doing that for a Steal Supplies mission also counts.
  • Participate In Featured/Stunt/etc. Series: Just in case you're like me and try to unclutter the map by removing icons you might have hidden this one too. You can make it appear on the map again by going to your User Interface>Hide Options>Other and selecting Show for the listed Series. Featured Series will appear as a green icon with three figures. The Stunt Series is a dark pink target with a flag. Open your Map and hover over these icons to join it from anywhere in Free Roam.
  • Sell (Business): Sell a product from your or another's Business. Not all Product has to be sold for this to count. The amount of product doesn't matter either. I recommend selling the Nightclub version since you'll just have one vehicle.
  • Do Club Management: At first, I thought they were talking about the Motorcycle Club, but no, they mean to do a Promote Mission from the Nightclub's computer.
  • Rampage With The Stone Hatchet: First you need to complete the Treasure Hunt/Bounty Hunting missions associated with finding the Stone Hatchet. To get this Objective just do a kill with the Stone Hatchet to activate Rampage Mode. Once everything goes back to normal you will get this Objective.
  • Do A Mission For The Diamond Resort and Casino: This doesn't have to be one of the story missions, you can call Ms. Baker on the in-game cellphone and select "Request Work" to do a Casino Work Freeroam mission.

Note: If you don't own any CEO Warehouses, Biker Businesses, or any of the other properties, the game will not ask you to do certain Objectives. Otherwise, they are impossible. For example, if you don't have a Meth Lab, you will not get a "Sell Meth" or "Resupply Meth Lab" Objective. However, due to a glitch, the game will tell you to "party in Cayo Perico" even if you don't own a Kosatka submarine.

With the Criminal Enterprises update selling "excess goods" will count toward "Selling Cargo and Bunker Sales".

Ten Second Wheelie

Do Jobs, Missions, and Activities

Everything so far has described things to do in Free Roam. Another great way is to participate in Races, Deathmatches, Captures, Last Team Standing, and Parachuting. You can also do Missions which are less competitive unless you play a Versus Mission. The amount of money you make is based on how well you do against the other players. You won’t win every time so don’t get discouraged.

Co-op activities like Survival and Missions generate the largest sums of money (apart from Heists). Survival pays $30,000 if you beat all ten waves whereas Missions pay based on time, difficulty, and how many people you are playing with.

Participate in a Rally Race

  • A Quick Rally (user created race)
    I created a Rally Race, that comes with a simple message to a random player, just for this Objective. You can add it to your game here. I made it on the Xbox One version of the game, but I'm not sure if you can download it for other platforms.

Ask a Buddy

There are only a few ways you can give money to other players. You can't even share from your own bank account. I think we burned this bridge after the “Santa Money” fiasco in December of 2013. Rockstar gave us an inch and the hackers took a mile. There once was a time (briefly, back in October of 2013) where you could give a player $5,000 once a day. Not anymore. In fact, when you share money from different activities you can’t give more than 250% daily. What I mean is in the Share Money With Other Players screen, you can share 100% twice and no more than 50% after that.

If you want to give your friends money, set a Bounty on one of them, then have the other shoot them. Vice versa. Wait 48 minutes, then do it again. It takes time but it’s something at least. You can no longer grab a car off the street, modify it, then give it to a friend to sell or store in their garage. That was originally the best way to give people money. Once again, the “Santa Money” thing put an end to that.

Heist Update

With the Heist update, your friend can adjust the percentages of the final take. If you're really nice they might give you a bigger cut . . .

If your friend has an Organization, as either a VIP or CEO, being an Associate will net you an easy $15,000-$35,000 depending on the VIP/CEO Challenge and Work done. Vice versa you can purposefully Sell Cars/Collect Bounties/do Free Mode Events that 90% of which will go into the VIP/CEO's pocket. Quid-pro-quo is one of the foundations of friendship.

Participate in a Heist

After a very long wait, you can now perform Heists to get massive payouts. Unlike Survivals or Missions, the Set-ups and the Heists themselves require four players (except for the Flecca Job, Doomsday Heists, Diamond Casino Heist, or Cayo Perico Heist).

Whether you join a random group of players or do them with friends you will get paid for each of the Set-up Missions. There are also challenges that reward you with extra money. For example, completing a Heist for the first time gives you $100,000. Unless you’re hosting the Heists as a Leader, in which case you will have to fork over money to start them. Doing each heist with the same crew, in order, will get you $1,000,000. Other challenges, such as Criminal Mastermind, can pay up to $10,000,000 however requiring a very good crew of people you can trust.

In order to start the Doomsday Heists, you’ll need to buy a Facility from Maze Bank Foreclosures. Like usual, the price is based on location, but this time I would recommend somewhere in the middle of the map rather than the north. A lot of the Prep missions that take place in free roam appear to occur in Los Santos, BUT most of the heists are in Blaine County. If you have the money you can actually just buy your way past the Prep Missions, but that’s not always necessary.

Apart from the heists, there is really no other way to make money from having a Facility. They do give you more vehicle space and some more offensive options toward hostile players though.

To start a Casino Heist you will need to purchase an Arcade. I recommend buying one of the ones located within the city. Most of the Casino Heist Preps take place in Los Santos.

To start the Cayo Perico Heist you will need to purchase the Kosatka submarine from Warstock. This vehicle will be under the "Services" tab of the User Interface. Apart from being the base of operations for the heist it can also be used in Free Roam for awesome naval stuff, and fast travel around the map. Think of it as a Yacht with cruise missiles . . .

Heist Leader Payments

These payments need to be made by the Leader before the Heist can be launched.

HeistPayment Required To Start

The Flecca Job

$11,500

Prison Break

$40,000

Humane Labs Raid

$54,000

Series-A Funding

$40,400

The Pacific Standard Job

$100,000

Doomsday Act 1: The Data Breaches

$65,000

Doomsday Act 2: The Bogdan Problem

$95,000

Doomsday Act 3: The Doomsday Scenario

$120,000

Casino Heist (any approach)

$25,000

Cayo Perico

$25,000