The Sims 4 Walkthrough: Money-Making Guide

Updated on October 15, 2014
The Sims 4 is copyrighted by Electronic Arts Inc. Images used for educational purposes only.
The Sims 4 is copyrighted by Electronic Arts Inc. Images used for educational purposes only. | Source

Money is all in The Sims franchise. Without money, your sims are living out on the street, sifting through trash buckets and relying on the kindness of strangers. You need money to do just about anything in The Sims 4 that involves the continued wellbeing of your sims, and so you need to earn money. How can you make this happen?

There are lots of ways to make money, in fact. The Sims 4 offers plenty of avenues through which sims may accumulate big wads of simoleons to pay their bills, buy new stuff, and expand their homes. This guide will provide a few handy ways in which your sims can quickly pile up a lot of dough.

The Writer's Assistant career branch in The Sims 4.
The Writer's Assistant career branch in The Sims 4.

Get Jobs

The obvious way for a sim to earn money is to get a job. Every sim has, once they’re old enough, the ability to take up a Career by clicking on the Careers button in the bottom-right corner of the screen. Careers start your sim at the bottom, earning poor pay for long hours, though by completing certain requirements (outlined by clicking on the Career button) and sending your sims to work on time, as well as in a Confident mood, you may see them get promoted to new pay tasks and pay grades.

Careers are not easy. They take up big portions of a sim’s day, especially at first, and your sim probably won’t want to do anything beyond veg out once they get home. This is even worse if your sim is part of a Career path that they dislike. Nevertheless, having a steady Career is the most straightforward method for making money, and with some strategic planning your sim can rake in a lot of dough. Here are some tips for doing so:

  • Make sure your Sim’s Career matches their Aspiration. Aspirations provide bonus Traits that usually help the sim in completing jobs, and there’s no point wasting that Trait on an unrelated Career. For example, a sim with the Creativity Aspiration should become an Entertainer or Painter, while a sim with the Food Aspiration should go into the Culinary line of jobs. Use common sense, in short.
  • Pick Traits that work with your sim’s planned Career during character creation. Going back to the Creativity Aspiration, sims that follow the Entertainer Career will need to develop friendships quickly, in which case you’ll want the Outgoing Trait. A Criminal, by contrast, may want to be a Loner, as their work hours don’t permit a fantastic social life. Reward Traits purchased through the Rewards Store are especially good for punting a sim up the corporate ladder, though it’ll take a while before you can afford any.
  • Try to send sims to work in a good mood, preferably one that jives well with their Career. Sims that wander to work in poor moods don’t perform as well, and are less likely to get promoted.
  • Speaking of promotions, always pay attention to a Career’s promotion requirements. They get steadily harsher with each new level, and you’ll want to tackle the requirements as early as possible to boot your sim up to another pay grade. Your sim will get a one-time bonus whenever they get a promotion, so there’s an extra incentive to do well at a job.
  • Make sure your sim gets lots of sleep (six or seven hours at least) before they have to go to work, assuming they’re running low on fumes. Sims are pretty good about getting up in time for work, but not if their Energy is zeroed out.

A sim playing guitar for a crowd (and for tips) in The Sims 4.
A sim playing guitar for a crowd (and for tips) in The Sims 4.

Perform for Crowds

Though Careers are easy, attractive methods for making money, they aren’t the only method. Another viable option, especially for Creative sims, is to perform for tips. Musicians and stand-up comedians can, with the right tools, go out into the community and ply their trade. If they do so well enough they can rake in a lot of tips. Make sure you pick a public place, preferably at peak hours, to maximize potential tips. The tips only begin to flow regularly once a sim is really really good at what they do, so this path will require a lot of practice with a guitar or polishing of comedy routines on a computer before they pay off. This isn’t the best route to go if a sim is living alone and doesn’t have a lot of money, but it works okay if the sim’s roommate has a steady job that can pay the bills in the meantime.

As above, Aspirations and Traits that promote skill building in the desired areas should be chosen when you create a sim. A musician, obviously, will want to be a Music Lover, and a You’ll also want a sim that’s Outgoing, as they’ll have to spend a lot of time with strangers. On the flip side, Loners may prefer the next hint…

A sim painting a picture in The Sims 4.
A sim painting a picture in The Sims 4.

Craft Items

There are numerous opportunities for your Creative sims to take up more solitary pursuits, such as painting, writing books, writing songs, or growing plants. All can ultimately be turned into profit if your sim is sufficiently good at what they do, again requiring a fair amount of practice. The up side to crafting items is that your sim will probably start making money much more quickly than performer sims, and can quickly churn out substantial amounts of dough by selling their stuff to collectors and publishers. Painters in particular can start selling their work almost immediately, and writers can write books and collect royalties from publishers almost from the start. (Write enough books and your writer won’t even need a Career.) Again, crafting items is not quite as immediate as getting a Career, but you can turn a profit more quickly with this route.

As ever, you’ll want to choose Traits that fit with your pursuit. Writers make good Bookworms; painters should be Art Lovers; gardeners should Love the Outdoors. It’s also wise to give these sims the Perfectionist Trait, as their crafted items will be of a higher quality, thus earning you more moolah for the time spent. Last, Loner is a good Trait here, as these sims won’t have much time to socialize until they get really good at what they do for a living.

A sim proposing marriage in The Sims 4.
A sim proposing marriage in The Sims 4.

Get Married

Yep, this is a viable method for making money in The Sims 4. Whenever two sims get hitched they have the option to merge households, with your sim either moving to the other sim’s home or vice versa. If one of those sims is leaving a household empty, the money allocated to that household (typically $20,000 in the case of sims that don’t have a visible house on the map) goes straight into the coffers of the active household. You can get a ton of money simply by marrying off your roommates and family members. That said, you now have another mouth to feed, so part of that money will probably go into building them a room…

A sim cleaning a dirty toilet in The Sims 4. Yep, even in a video game you have to clean your toilets.
A sim cleaning a dirty toilet in The Sims 4. Yep, even in a video game you have to clean your toilets.

Saving Money

Along with making money, it’s a good idea to try to save the money you already have. Many of the ‘automated’ options in The Sims 4 can cost a lot in the long run, and avoiding them will help you maintain a beefy bank account. Some examples:

  • Rather than making single-serving items, have your sims serve a full meal. Multiple servings cost less than one. For example, a single serving Fish Taco costs $5, while a meal for multiple sims (typically four or more, though it’s sometimes difficult to tell) costs $18. Even if your sim is only making food for themselves and putting the rest away, you’ll still save money.
  • Order your sims to put food in the fridge if they’re not going to eat it. Sims waste so much food if left unattended.
  • Avoid services such as maids, pizza delivery, and home repair. Your sims can do this stuff on their own. Some sims (Neat!) may even enjoy scrubbing toilets or fixing broken radios.
  • More specifically, order your sims to repair any household items that are malfunctioning. This will happen a lot with cheaper items, so your sim’s Handiness skill will rise reasonably quickly. It’s not a fantastic idea to have a sim tinker with something dangerous right off the bat (stove stove stove stove stove), but after a few bouts of messing with the shower your sim can repair just about anything safely. Raising a sim’s Handiness skill will also allow them to upgrade items around the house, lengthening said item’s lifespan.
  • Always sell outdated objects that you’re going to replace - but don’t sell them until they’re in good working condition. A fridge that works is worth a few hundred dollars, depending on the model. A fridge that is broken will net you… a few bucks. Yuck.

An enormous chess board in The Sims 4. Don't underestimate the wonky power of cheats.
An enormous chess board in The Sims 4. Don't underestimate the wonky power of cheats.

Cheat

Ahh, the bottom of the barrel, easiest way to get money. As with previous The Sims installments, The Sims 4 has its own set of cheat codes. Hit the Ctrl, Shift, and C keys simultaneously to make a text box appear at the top of the screen, then enter the codes you want. Rosebud and Kaching will earn you $1,000 when used; Motherlode will earn you $50,000. (Check out this article for more cheat codes, you fiend.)

Got any other hints for quickly earning money in The Sims 4? Let me know in the comments. I’ll continue to update this article as I develop new strategies for carting in the dough.

Questions & Answers

    Comments

      0 of 8192 characters used
      Post Comment

      • profile image

        Mitzi 

        6 months ago

        I'm new to Sims 4 on ps4 but me and my daughter found a way to earn money without cheats I don't see listed here. Basically you create and adult Sims to add to your household. Then once in your household u get the like 18k or whatever they brought with them. Then u delete them rinse and repeat.

      • ilikegames profile image

        Sarah Forester 

        3 years ago from Australia

        Thanks! Very useful

      working

      This website uses cookies

      As a user in the EEA, your approval is needed on a few things. To provide a better website experience, levelskip.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

      For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://levelskip.com/privacy-policy#gdpr

      Show Details
      Necessary
      HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
      LoginThis is necessary to sign in to the HubPages Service.
      Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
      AkismetThis is used to detect comment spam. (Privacy Policy)
      HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
      HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
      Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
      CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
      Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
      Features
      Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
      Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
      Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
      Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
      Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
      VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
      PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
      Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
      MavenThis supports the Maven widget and search functionality. (Privacy Policy)
      Marketing
      Google AdSenseThis is an ad network. (Privacy Policy)
      Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
      Index ExchangeThis is an ad network. (Privacy Policy)
      SovrnThis is an ad network. (Privacy Policy)
      Facebook AdsThis is an ad network. (Privacy Policy)
      Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
      AppNexusThis is an ad network. (Privacy Policy)
      OpenxThis is an ad network. (Privacy Policy)
      Rubicon ProjectThis is an ad network. (Privacy Policy)
      TripleLiftThis is an ad network. (Privacy Policy)
      Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
      Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
      Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
      Statistics
      Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
      ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
      Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)